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  2. Finance & Investment
  3. FD Calculator

FD Calculator

Plan your low-risk savings. Estimate how much interest your fixed deposit will earn over its tenure.

Loading calculation controls...

How to Use the FD Calculator

  • 1Enter the principal deposit amount.
  • 2Enter the annual interest rate (%).
  • 3Set the tenure in years, months, or days and click Calculate.

Calculation Formula & Mathematical Definition

FD Formula: A = P * (1 + r/n)^(n*t), where A is maturity amount, P is principal, r is rate, n is compounding cycles per year (quarterly = 4), t is tenure in years.

Step-by-Step Worked Example

A principal of ₹1,00,000 at 7.1% interest for 5 years yields a maturity value of ₹1,41,478.

Frequently Asked Questions

What is the standard compounding frequency for FDs in India?

Standard Indian banking regulations compound FD interest on a quarterly basis.

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Related Calculators

  • Compound Interest Calculator
  • Simple Interest Calculator
  • Savings Calculator
  • SIP Calculator
  • PPF Calculator

Estimate Only

Calculations on this website are automatic estimates and do not represent guaranteed financial, tax, or legal returns. Please verify details with certified specialists.

Fixed Deposit (FD) Calculator

Estimate interest returns on your fixed deposits using standard quarterly compounding cycles.

$
The principal sum you wish to deposit.
%
Enter interest rate offered by the bank.
Tenure Unit

Maturity Value

$142,174.67

Compounded quarterly according to RBI guidelines.

Total Invested Amount
$100,000
Estimated Interest
$42,174.67
Total Maturity Amount
$142,174.67
InvestedInterest