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  3. HRA Calculator

HRA Calculator

Estimate tax exemptions on HRA based on rent paid and basic salary details.

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How to Use the HRA Calculator

  • 1Enter your Basic monthly salary.
  • 2Enter monthly HRA received.
  • 3Enter rent paid and select city type.

Calculation Formula & Mathematical Definition

Minimum of actual HRA, rent paid minus 10% basic, or 40%/50% basic.

Step-by-Step Worked Example

A monthly basic of ₹40,000, HRA of ₹20,000, and rent of ₹15,000 yields ₹11,000 exempt HRA and ₹9,000 taxable HRA.

Frequently Asked Questions

Which cities count as Metro for HRA?

Delhi, Mumbai, Kolkata, and Chennai qualify for the 50% basic salary exemption cap. All other cities qualify for 40.

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Estimate Only

Calculations on this website are automatic estimates and do not represent guaranteed financial, tax, or legal returns. Please verify details with certified specialists.

HRA details

$
$
$
City Classification

HRA Tax Summary (Monthly)

Exempt HRA (Tax-Free)
$14,000
Taxable HRA (Added to taxable income)
$6,000

Exemption Criteria applied:

  • HRA allowance received: $20,000
  • Rent paid minus 10% of basic salary: $14,000
  • 50% of basic salary: $20,000